Archive for Startups & Entrepreneurs

Q2 2014 Halo Report Shows Decline in Angel Investing

Silicon Valley Bank, the Angel Resource Institute, and CB Insights just released their Q4 2014 Halo Report.  The report shows that angel investment for the quarter has decreased, with the median round size ($600K) down 39% from Q1 2014 levels ($990K). Other notable findings include: — Internet, healthcare,…

Q1 2014 “Halo Report” Shows California Leading in Total Angel Deals

Silicon Valley Bank, the Angel Resource Institute, and CB Insights just released their Q4 2014 “Halo Report.” The report generally confirms that angel investment is increasing, with the median round size ($980K) up 31% from Q4 2013 levels ($750K). Other notable findings include: — Internet, healthcare, mobile, and…

Banks Making More Small Business Loans

A recent New York Times article points to signs that the lending environment is improving for small business.  According to Keri Gohman, an Executive Vice President and head of small business banking for Capital One who is quoted in the article, “It’s actually a really great time to…

Wall St. Invading the P2P Lending Space?

Peer-to-peer (“P2P”) lending started about a decade ago to allow individuals and other small investors to lend money to each other over the internet.  By going P2P, banks were cut out of the process, resulting usually in lower interest rates and more funds available for the small businesses…

“Halo Report” Shows Increasing Angel Investment

Silicon Valley Bank, the Angel Resource Institute, and CB Insights just released their Q3 2013 “Halo Report.”   This report generally confirms that angel investment is increasing, but the median round size ($520K) is down from the Q1 2013 peak ($700K).  Other notable findings include: Healthcare deals enjoyed…

MoneyTree Reports VC Investment Up 7% — Internet Investments Highest Since 2001

According to the MoneyTree report by PricewaterhouseCoopers LLP (“PwC”) and the National Venture Capital Association (“NVCA”), venture capitalists invested $29.4 billion in 3,995 deals in 2013.  This represents a 7% in dollars invested and a 4% increase in deals compared to 2012. Internet-specific companies captured $7.1 billion in investments…

California Named #1 “Judicial Hellhole” in America

That’s a headline full of holiday cheer, isn’t it? For the second year in a row, California has been ranked the #1 “Judicial Hellhole” in America by the American Tort Reform Association (ATRA).  This is the 2nd year in a row that California has claimed the title. And…

California’s New LLC Law — Big Changes Coming on January 1, 2014

On January 1, 2014, the current LLC law in California (known as “the Beverly-Killea Limited Liability Company Act”) will be repealed and superseded by a new LLC law (known as the “Revised Uniform Limited Liability Company Act,” or “RULLCA”). Although the new RULLCA law does not require existing…

The Affordable Care Act is Good for Small Business

In the October 14, 2013 edition of The New Yorker, author James Surowiecki argues that the Affordable Care Act, which is often referred to as “Obamacare,” will have “enormous” benefits for entrepreneurs and small businesses.  You can find the article here. One benefit, according to Mr. Surowiecki, is…

ROBS — How to Convert a 401(k) Into Startup Funding

Entrepreneurs often ask me questions about startup funding — how and where they go about finding all the money they need to launch their ventures.  These questions always lead to a conversation about friends-and-family, angel investors, seed funding firms (or “incubators”), venture capital firms, commercial  banks, the SBA,…