New IRS Ruling Gives Employers and Employees More Benefits Flexibility
A recent IRS private letter ruling will potentially allow employees more flexibility to determine how employer 401K contributions are paid out to them.
Archive for 401(k)
401k Options for Small Businesses are Improving
Only 14% of employers with fewer than 100 employees offer a 401k plan. That’s because 401k plans generally are expensive and require considerable paperwork and other maintenance. That’s especially true for smaller 401k plans — because they hold fewer assets, they generate less trading fees and have less…
ROBS — How to Convert a 401(k) Into Startup Funding
Entrepreneurs often ask me questions about startup funding — how and where they go about finding all the money they need to launch their ventures. These questions always lead to a conversation about friends-and-family, angel investors, seed funding firms (or “incubators”), venture capital firms, commercial banks, the SBA,…